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Micro & Small Enterprises

Empower your startup.

Avail special government-backed MSME loans with subsidized interest rates and collateral-free funding.

9.50% p.a.

Starting Interest Rate

₹2 Crore

Max CGTMSE Cover

7 Years

Maximum Tenure

Subsidies

Govt. Backed

MSME

Compare Top MSME Loan Rates

Find the best Mudra and CGTMSE loans for your business.

Rates are indicative and subject to change.
Bank / NBFC Interest Rate (p.a.) Processing Fee Max Tenure Action
HD
HDFC Bank
9.50% - 14.50% Up to 1.50% 7 Years Apply
SB
State Bank of India
8.50% - 12.00% Nil to 0.50% 7 Years Apply
IC
ICICI Bank
10.00% - 15.00% Up to 2.00% 7 Years Apply

Eligibility Criteria

  • Registration: Valid Udyam Registration Certificate.
  • Vintage: Minimum 1 year in current business.
  • Category: Must fall under Micro, Small, or Medium enterprise definitions.

Documents Required

  • KYC: PAN Card and Aadhaar Card.
  • MSME Proof: Udyam Certificate / Udyog Aadhaar.
  • Financials: Projected/Provisional Balance Sheet.

Ready to empower your MSME?

Apply online today and get your loan sanctioned rapidly.

Start Your Application