Instant Funding

Turn your gold into cash.

Get the highest per-gram value and immediate disbursal with India's most trusted Gold Loans.

8.00% p.a.

Starting Interest Rate

₹5,200

Per Gram (Approx)

3 Years

Maximum Tenure

30 Mins

Transaction Time

Smart Appraisal

Understand the value of your assets with our real-time evaluation engine.

What is LTV?

Loan-to-Value (LTV) is the percentage of the gold market value that a lender can provide as a loan.

RBI Standards

The RBI allows a maximum LTV of 75% for gold loans to ensure security for both lender and borrower.

Maximize Loan

Higher purity (24K) and heavier weight result in significantly higher loan approvals.

Loan Simulation

Weight (gm)

Purity

Required Loan Amount (₹)

75%

SAFE LIMIT

Market Value of Your Gold

₹2,65,650

Compare Top Gold Loan Rates

Get the lowest interest rates securely stored with trusted partners.

Rates are indicative and subject to change.

Bank / NBFC	Interest Rate (p.a.)	Processing Fee	Max Tenure	Action
HD HDFC Bank	8.00% - 15.00%	Up to 1.00%	3 Years	Apply
MF Muthoot Finance	11.90% - 24.00%	Nil to 1.00%	1 Year	Apply
MG Manappuram Gold	12.00% - 24.00%	Nominal charges	1 Year	Apply

Eligibility Criteria

Age: Minimum 18 years to maximum 70 years.
Gold Purity: Ornament purity should be between 18K to 24K.
Ownership: The applicant must be the true owner of the pledged gold.

Documents Required

Identity Proof: Aadhaar Card, PAN Card, Passport, or Voter ID.
Address Proof: Aadhaar Card, Utility Bill, or Rental Agreement.
Photographs: 2 passport-size photographs.