Loan Against Property

Unlock your property's value.

Leverage your residential or commercial property to secure high-value loans with longer repayment tenures.

9.50% p.a.

Starting Interest Rate

₹25 Crore

Maximum Loan Amount

15 Years

Maximum Tenure

Up to 70%

LTV Ratio

Compare Top LAP Rates

Find the most affordable loans against your residential or commercial property.

Rates are indicative and subject to change.
Bank / NBFC Interest Rate (p.a.) Processing Fee Max Tenure Action
HD
HDFC Bank
9.50% - 11.00% Up to 1.00% 15 Years Apply
SB
State Bank of India
10.00% - 11.30% Up to 1.00% 15 Years Apply
IC
ICICI Bank
9.75% - 11.50% Up to 1.50% 15 Years Apply

Eligibility Criteria

  • Age: Minimum 21 years (at loan start) and maximum 65 years.
  • Income: Stable income source, either salaried or self-employed.
  • Property Type: Fully constructed, freehold residential or commercial property.

Documents Required

  • Identity Proof: Aadhaar Card, PAN Card, Passport.
  • Income Proof: Latest 6 months bank statements, Salary slips / ITR.
  • Property Documents: Title Deeds, Approved Plan, and Latest Tax Receipts.

Ready to mortgage your property?

Apply online today and get your loan processed smoothly.

Start Your Application